To aid in your Bankruptcy or Financial Counseling and education, we have designed a number of different forms in an Adobe PDF format. Often, we will ask you to gather the information you will need to complete one or more of these forms.  We will then help you fill out any necessary information so we will be able to help you to the best of our ability.   

Bankruptcy Budget Form:  CLICK HERE

2nd Bankruptcy Counseling Test:  CLICK HERE

2nd Bankruptcy Counseling Study Guide:  CLICK HERE  (This a large file so please be patient)

Basic Definitions:  CLICK HERE

Budget Form:  CLICK HERE

Budget Instruction Form:  CLICK HERE

Credit and Charge Cards:  CLICK HERE

Credit and Consumer Rights:  CLICK HERE

Credit Card Blocking:  CLICK HERE

Debt Worksheet:  CLICK HERE

Fair Debt Collection Practices Act FAQ's:  CLICK HERE

Financial Hardship Affidavit:  CLICK HERE

Foreclosure Timeline:  CLICK HERE

IRS Form 4506-T:  CLICK HERE

Loan Modification Checklist:  CLICK HERE

Permission to Anaylyze Credit Report:  CLICK HERE

Sample Hardship Letter:  CLICK HERE

Weekly Spending Planner:  CLICK HERE