We  take your credit seriously!
    Our goal is to help you improve your credit score so you can borrow money easier, pay lower interest rates on your home, cars, credit cards, insurance, etc.  Your credit score could even make the difference between your getting hired at a new job or being promoted within your current company. 

Credit Building Program 
    This program is unique because we combine the programs and services of multiple banks and companies to help you establish new credit, improve your debt to available credit ratio, and raise your credit score.  These different programs can be used together for maximum results, or a la carte.

Credit Enhancement
    This is a program we do for ethical companies who want to ensure that their client's lenders or collection companies do not continue to report damaging information to the credit bureaus once an account is paid or settled.  

Credit Restoration
    It is estimated that nearly 80% of Americans have errors on their credit reports.  Often these errors result in a lower credit score and an inaccurate debt to available income ratio (30% of credit score).  
    
    Lower credit scores can make the difference between paying thousands of dollars more in interest on any types of monies you borrow like mortgages, cars, credit cards, and personal loans because you may not qualify for the best rates.  You may also be paying hundreds of dollars more for your home or auto insurance every year.  You may have even missed out on that promotion or job you desperately needed without ever knowing it.  

    Through our FREE Financial Health Counseling, we help you understand how you can work with the credit bureaus yourself to remove errors on your credit report that may improve your credit score.

    As an associate for a credit restoration company, we can help you understand how their program may be able to help you help yourself more effectively - many people see an average increase of their credit scores of 120 to 200 points in 90 to 180 days (sometimes less)!

Identity Theft
    The Federal Trade Commission estimates that as many as 9 MILLION Americans have their identities stolen each year.  Often victims of Identity Theft spend hundreds of dollars and hours trying to repair the damage to their good name.  Some victims may lose out on job opportunities or be denied loans for education, housing, or cars because of negative information on their credit reports.  

    We offer our Identity Theft program through Pre-Paid Legal because we feel the combination of their attorneys and their affiliation with Kroll Factual Data is simply the best program available.

Links:

One of the sources we use to help you rebuild credit (others remain exclusive):  CLICK HERE

Credit Restoration with Griffin Credit:  CLICK HERE

Identity Theft Shield with Pre-Paid Legal:  CLICK HERE